Retirement

Should I Be Downsizing My Home?
Property
April 19, 2023

Should I Be Downsizing My Home?

Many of us associate upgrading with moving into a larger home, but downsizing can also bring great benefits and has helped many people achieve their financial and lifestyle goals. To assist those considering their property strategy, we have created a guide to help you evaluate whether downsizing is the right option for you.

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Is a Self-Managed Super Fund right for you?
Finance
July 21, 2022

Is a Self-Managed Super Fund right for you?

For the majority of us, professional super funds control the investment decisions for our superannuation in return for a fee. However, more than a million Australians instead opt for Self-Managed Super Funds (SMSF); a private super fund that is managed by the members themselves...

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What is rentvesting and is it a good strategy?
Property
July 14, 2022

What is rentvesting and is it a good strategy?

Rentvesting is an investment strategy that allows you to live in an area that suits your lifestyle whilst owning property in an area that suits your budget.

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How do I find a good location for an investment property?
Property
May 3, 2022

How do I find a good location for an investment property?

When it comes to capital growth, the success of an investment property is dependant on the location of your land. Whilst the value of the house itself typically depreciates over time, it's the land that should drive up the price of your property.

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How many properties do I need to retire financially independent?
Property
March 15, 2022

How many properties do I need to retire financially independent?

"How much property do I need before retirement?" It’s one of the most important questions that every property investor asks themselves. Retirement is the finish line to look forward to after decades of hard work and disciplined saving.

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Should I be salary sacrificing into my superannuation?
Finance
March 10, 2022

Should I be salary sacrificing into my superannuation?

Salary sacrificing is essentially a savings strategy designed to minimise your tax bill. It involves an arrangement with your employer to receive less of your taxable income in return for benefits of similar value.

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Melbourne Accountants & Mortgage Brokers | Elephant Advisory