Your business and property goals deserve a herd

Melbourne accountants, mortgage brokers and advisers, in one herd.

Building a business or property portfolio is hard. You shouldn't have to do it alone. We help founders navigate the pressure of growth, make smarter financial decisions and build real security through business and property.

An elephant beside an acacia tree on open grassland
Shehan Wijayasinghe Gavin Hepponstall Sam Draper Marissa Moro Mia Burgess
One team, six specialties Supported by 100+ staff offshore
1,000+ clients helped since 2016
75+ five-star Google reviews
1,000+ clients helpedSince 2016
Xero Platinum PartnerAccounting and bookkeeping
Award-winning brokingAustralian Broking Awards 2022 winner
Trusted by businesses across every industry
What is Elephant Advisory? REVIEWED NOV 2026

Elephant Advisory is a Mount Waverley, Melbourne firm that brings accounting and tax, bookkeeping, mortgage broking, business advisory, digital marketing and offshore staffing into one team. Founded in 2016, it helps business owners and property investors grow profit and build property wealth without juggling separate providers.

Founded by Shehan Wijayasinghe, Managing Director ยท Unit 16, 105/111 Ricketts Rd, Mount Waverley VIC 3149
Questions we answer every day

Whatever you're stuck on, someone in the herd has solved it.

We filter out the noise, focus on what truly matters and give you clarity.

What tax structure is right for my business?

It depends on your profit, risk and plans. Sole trader, company and trust each trade off tax, cost and asset protection. We compare them for your situation before you change anything.

Business structure review โ†’

How do people buy multiple investment properties?

By structuring each loan for the next purchase, not just this one: loan splits, offsets and lenders chosen for serviceability, planned alongside tax.

Investment property loans โ†’

How do I keep on top of invoicing, bills and payroll?

Set Xero up properly, reconcile weekly and hand pay runs and BAS to a bookkeeper who does it every day.

Small business bookkeeping โ†’

How do I manage my business costs as I grow?

Start with a 12-month budget and a rolling cash flow forecast from your Xero data, then review it monthly against what actually happened.

Budgeting & forecasting โ†’

How do I start doing content for my business?

Begin with a strategy (who it's for and what to say), then batch-film so one shoot becomes a month of short-form posts.

Content strategy โ†’

How do I grow my team without the overhead?

Place vetted offshore finance and admin staff into your team, with recruitment, onboarding and a team leader handled for you.

Offshore staffing โ†’

Which service should I start with?

The one that fixes your biggest bottleneck right now. Clean books come before forecasting, forecasting before funding, and the right structure before you buy property. We map the order with you.

All-in-one services โ†’

Can I get a home loan if I'm self-employed?

Yes. Lenders usually want two years of tax returns, or alternative evidence for low-doc loans. Our accountants and brokers prepare your numbers together, the way lenders assess them.

Business owner home loans โ†’
Our services

Services built to free your burden. Pick one, or mix and match.

01 ยท ACCOUNTING

Business accounting

Tax planning, business structures and growth, from a team that actually picks up the phone.

Tax returnsBASStructuresSMSF taxVirtual CFO View service
02 ยท HOME LOANS

Mortgage broking

Home loans, investment loans and business finance across 60+ lenders. We deal with the banks so you don't have to.

First homeRefinancingInvestmentSelf-employedCommercial View service
03 ยท BOOKKEEPING

Bookkeeping

Accurate books, on-time BAS and payroll done right, every single week, in Xero.

Xero setupBank recsPayrollBASCatch-up View service
04 ยท ADVISORY

Business advisory

Coaching and advice for owners who want a real plan for growth and someone to keep them on track.

CoachingForecastingFundingBuying or sellingExit planning View service
05 ยท DIGITAL

Digital & content

Strategy, short-form video and socials handled, so you can get back to work.

StrategyVideoSocialsMeta adsLive shopping View service
06 ยท OFFSHORINGELEPHANT TEAMS

Offshoring & business ops

Offshore teams built for you: recruitment, onboarding and management, all done.

BookkeepersAccountantsVAsPayrollBespoke roles View service
07 ยท ALL-IN-ONE

All-in-one, in the right order

Mix and match any of our services, sequenced to where your business is now and where it's going next.

StartStabiliseGrowScaleBuild wealth See how it works
08 ยท NOT SURE?

Not sure where to start?

Tell us what's going on and we'll point you to the right person in the team. A five-minute call usually sorts it.

Mon to Fri, 8.30am to 6pm One service or several? Read the guide โ†’ Call (03) 9069 8688
Our ethos

We're founders and property lovers too, and we get your journey because it's ours.

For years we've worked alongside founders and growing companies to build the financial foundations, systems and strategies needed to scale with confidence.

$600M+in funding secured for clients
5,000+tax returns lodged
200+staff hired for clients
100+content strategies built
1,000+clients helped
2016building stronger businesses since

We think like owners

Because we are owners. Our advice comes from building and running businesses and buying property.

We focus on real outcomes

From securing funding to building systems and teams, we focus on actions that drive measurable growth.

We keep it human

Business and property can be complex beasts. Working together shouldn't be.

Client stories

One team, many specialties, real businesses.

MUVE Logistics warehouse team
MUVE LOGISTICS

A growing logistics business that needed commercial property finance and offshore staff.

Commercial financeOffshore staff
Plates of food at VOLT Cafe
VOLT CAFE

A brand-new cafe venue that needed content creation and marketing from day one.

Digital marketingContent creation
CIRQL Recruitment team in their office
CIRQL RECRUITMENT

A high-end recruitment firm that needed forecasting, tax and admin support.

CFO & tax
City office tower
TINY THUNDER

A fast-growing CFO and value creation firm needing multi-service support.

Finance functionDebt finance
Pull up a seat

We love to talk business and finance.

Tax tips, content strategy, property plays and founder stories, straight from the team.

Our team

Our team is yours.

Accountants, bookkeepers, mortgage brokers and digital marketers working as one team from Mount Waverley since 2016. You get a named expert in every area, and they talk to each other.

Meet the whole team
Why it matters that we sit together Accountant + broker: tax-ready loan applications Bookkeeper + adviser: numbers that drive decisions Digital + adviser: marketing tied to margin
FAQ

About Elephant Advisory

The questions people ask before they work with us.

What does Elephant Advisory do?

We're a Melbourne firm that brings accounting and tax, bookkeeping, mortgage broking, business advisory, digital marketing and offshore staffing into one team, so business owners and property investors don't have to juggle separate providers.

Where are you located?

Our office is at Unit 16, 105/111 Ricketts Rd, Mount Waverley VIC 3149, open Monday to Friday by appointment. We also work with clients right across Australia using Xero and cloud tools.

Can one team handle my accounting and my home loan?

Yes. Our accountants and brokers work together, which is especially useful for self-employed borrowers: your financials are prepared and presented the way lenders want to see them.

Are your mortgage brokers licensed?

Yes. Elephant Financial Pty Ltd trading as Elephant Advisory is an authorised credit representative (ACR 487962) of Yellow Brick Road Aggregation Pty Ltd, Australian Credit Licence 390261, and our brokers act under Best Interests Duty.

Are you a Xero partner?

Yes. Elephant Advisory is a Xero Platinum Partner, and our bookkeeping team can set up, migrate and run your Xero file.

How much does it cost to get started?

Your first chat is free. Accounting and bookkeeping are quoted as a fixed monthly fee, and for home loans 99% of our clients pay nothing because the lender pays our commission.

Sometimes the hardest part is reaching out. We'll make the rest easy.

One chat, and we'll point you to the right person in the herd.

Let's chat

Elephant Financial Pty Ltd (ABN 38 611 576 240) trading as Elephant Advisory is an authorised credit representative (ACR 487962) of Yellow Brick Road Aggregation Pty Ltd (formerly Vow Financial Pty Ltd) (ABN 66 138 789 161), Australian Credit Licence 390261. Accounting and tax services are provided by Elephant Tax Pty Ltd (ABN 39 626 563 755), bookkeeping by Elephant Bookkeeping Pty Ltd (ABN 49 682 979 139), digital marketing by Elephant Digital Pty Ltd (ABN 72 692 273 091) and offshore staffing by Elephant Teams Pty Ltd (ABN 24 656 874 789).

Elephant Financial Pty Ltd (ABN 38 611 576 240) trading as Elephant Advisory is an authorised credit representative (ACR 487962) of Yellow Brick Road Aggregation Pty Ltd (formerly Vow Financial Pty Ltd) (ABN 66 138 789 161), Australian Credit Licence 390261. Accounting and tax services are provided by Elephant Tax Pty Ltd (ABN 39 626 563 755), bookkeeping by Elephant Bookkeeping Pty Ltd (ABN 49 682 979 139), digital marketing by Elephant Digital Pty Ltd (ABN 72 692 273 091) and offshore staffing by Elephant Teams Pty Ltd (ABN 24 656 874 789).

Elephant Financial Pty Ltd (ABN 38 611 576 240) trading as Elephant Advisory is an authorised credit representative (ACR 487962) of Yellow Brick Road Aggregation Pty Ltd (formerly Vow Financial Pty Ltd) (ABN 66 138 789 161), Australian Credit Licence 390261. Accounting and tax services are provided by Elephant Tax Pty Ltd (ABN 39 626 563 755), bookkeeping by Elephant Bookkeeping Pty Ltd (ABN 49 682 979 139), digital marketing by Elephant Digital Pty Ltd (ABN 72 692 273 091) and offshore staffing by Elephant Teams Pty Ltd (ABN 24 656 874 789).