Mortgage Brokers Melbourne

Q: What does our Melbourne mortgage broker do?

A mortgage broker is your trusted home loan adviser. We bridge the gap between you and the banks to provide the best home loan options and education possible. Unlike staff at a bank, we are not loyal to one lender and are regulated to work in your best interest. From sourcing a pre-approval to settling on your home, building that dream house or refinancing for a better rate; a home loan broker is there to help you through all your mortgage options and needs.

Q: How do I know what size mortgage I can get?

As mortgage brokers, we are specialists in home loans and borrowing capacity assessments. With 15+ years of experience in finance and working with over 30 banks, we use our internal assessment guidelines and bank calculators to provide an accurate assessment of your lending capacity. This factors in your income, expenses, liabilities and any home loan criteria you need!

Melbourne's Leading Mortgage Brokers

Securing finance for your home is a significant commitment, but it needn't be overwhelming. As finance brokers, we understand this and offer unwavering support every step of the way. With over 30 lenders to choose from, our team of independent mortgage brokers provide an impartial perspective on the bank that will offer the ideal home loan for you.

Our priority is to get you into your next home sooner by combining your best interests with the most competitive interest rates available, ultimately saving you time and money without any additional costs.

mortgage broker team Melbourne Accountants & Mortgage Brokers | Elephant Advisory

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Our Finance Services

Are you looking for an expert finance broker in Melbourne?
Here's what we can do for you.

Home Loan Pre-Approval

If you're not sure how much you can afford or want to know what bank works best for your situation, a pre-approval is your best bet. Our finance brokers will take the time to understand your personal home loan circumstances and put in an application for pre-approval that will help you buy your next home with confidence.

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Home Loans

First home buyer? Next home buyer? Property investor? You’ve come to the right place. Our finance brokers have a stellar record for finding the best mortgage rates on the market. Get help with finance and expert advice from specialists in Melbourne lenders and property.

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Refinancing

To make sure you’re getting the best deal on your home loan, our finance brokers will conduct a thorough review of your mortgage and financial situation. You’ll get expert advice on the costs and benefits of financing, keeping you on the best path to becoming debt free.

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Construction Loans

Wanting to build the home you’ve always dreamed of but are scared of the construction costs? We’ll help you find the right construction loan to finance the building process, making sure you don’t run out of funds when you need them most.

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House & Land Packages

Found that dream block of land? We’re to help from the first land deposit to the final construction payment. The journey can be long with complicated bank terms in between, that’s why we’re here to help cut the mess and see you move in faster.

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Property Wealth Planning

A successful property portfolio can set up your retirement, but it’s hard to get there without a plan. Whether you’re a seasoned property investor or just getting started, our experts will build your personalised property roadmap to get you on the path to wealth.

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services

What Is Our Home Loan Process?

Our finance brokers have a thorough eight-stage approach which ensures they are able to find the best possible home loan solution for every client. Watch the full video to learn our process for getting home loan approval in Melbourne.

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Who do we help?

First Home Buyers

Securing your first home loan is one of the most significant financial decisions you'll ever make. Our home loan brokers understand the importance of this milestone, which is why we're committed to helping first home buyers take their first leap towards property ownership. Our passion lies in guiding our clients through every step of the home loan process, from first home buyer grants to finding the best deal for their mortgage.

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Next Home Buyers

Whether you're upgrading, downgrading, or relocating, the right home loan can open the door to the house you love. We believe that finding the right home loan should be stress-free; which is why we present each client with detailed scenarios outlining their most suitable finance options. Our mortgage brokers specialise in finding the best loan solutions available, from utilising your existing home equity to sourcing a better rate from your current lender.

Property Investors

Looking for a leading finance broker who can find you the best finance for your first investment property or to boost an existing portfolio? Our mortgage team have decades worth of experience with investment loans and can help you make the most of your purchase. We’ll work with your needs and goals to find you a loan that fits perfectly with your wealth strategy.

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Professionals

A busy professional? Feel like you don’t have time to understand what the best options are? Whether you're a doctor, lawyer, accountant or other professional, our brokers are experts in helping you borrow that little more, without having to pay mortgage insurance. We have a long history of helping professionals make the most of their hard work and income.

doctor loans

who we help

why us

Why use us as your trusted mortgage broker?

It's crucial to work with a mortgage broker you can trust. Working with us means far more than getting a home loan, it means having a trusted financial expert in your corner. Instead of transactions, we are focused on building long-term relationships where our clients can reach out to us for advice on all of their financial and property decisions. With Elephant Advisory, you’re not just getting a mortgage broker, you’re getting a strategic partner in Melbourne for life. Our purpose isn’t to find you a bank, it’s to make sure you’re achieving your goals.

$210,000,000+

Approved loans for clients.

98%

Of our clients recommend us.

30+

Lenders to ensure the right loan.

20+

Combined 20 years of finance experience.

melbourne Melbourne Accountants & Mortgage Brokers | Elephant Advisory

Working with the Best Finance Broker in Melbourne

We believe that the quality of a finance broker is defined by the commitment they show to their clients. With over 15 years of experience finding residential loans for the Melbourne market, we painstakingly developed processes that allow us to give our clients the best loan servicing available. We have access to over 30 different lenders and take an open-minded approach to every situation, making sure that each client is being presented with the best possible mortgage rates and options for their individual circumstances.

With many leading mortgage broker awards under our belt and a stellar record of client satisfaction, we can confidently say that we’ll deliver the best finance solutions for you in Melbourne.

finance brokers

THE DIFFERENCE

So why us?

What separates us from the other mortgage brokers?
We’re glad you asked…

Home Loan Specialists

With spent many years understanding the world of home loans better than anyone else. No matter what type of finance you're after, our home loan brokers will provide you with the best home loan rates and products to achieve your property goals.

Long-Term

We're not interested in one-off transactions. We want to be your strategic financial partner for the long-term, assisting with everything from refinancing throughout your mortgage to build a property wealth portfolio to set up your retirement.

Service

Our biggest strength is our customer service. Our approach goes beyond sourcing standard home loans; we present each client with the multiple finance options, including our recommendation for which product is best suited for your financial goals.

Reputation

Our finance team have emerged as leading brokers in Melbourne, with consistent recognition from clients and peers. With dozens of award wins and achievements, our mortgage brokers have a stellar reputation for finding the best mortgage solutions.

why us

Our 30+ Lender Panel

Let our mortgage brokers do the homework for you. We have over 30+ banks who are ready to help. Click here for our full list of lenders.

Speak to Award-Winning Mortgage Brokers

At the 2022 Australian Broking Awards, our own Gavin Hepponstall took out the Best Loan Administrator award after continuing to deliver an outstanding level of service to our clients.

Our finance team have been repeatedly recognised by industry awards for their work, helping our team develop a reputation as leading mortgage brokers in Melbourne and beyond.

Get in contact with our finance team to receive award-winning assistance with all of your home loan needs.

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speech Melbourne Accountants & Mortgage Brokers | Elephant Advisory

award-winning brokers

"Elephant Advisory team were a pleasure to deal with when buying my first property! Shehan was always happy to answer any questions I had and was easy to communicate with, I'm incredibly grateful to have had his guidance through the process."

Madi Gasparroni

"Shehan and the team are a great help to those seeking to navigate home loans. Efficient, friendly, and professional. Cheers gents!"

Paul Greenhill

"Our experience with Elephant Advisory was excellent. Gavin was knowledgeable, professional and thorough- he listened to our needs and tailored a home loan solution that works for our family. Gavin was always responsive to our many questions and helped make every step of the process seamless. Highly recommend Gavin and the team at Elephant Advisory!"

Eddie Baldsing

"Excellent, reliable and personable service from the wonderful Shehan and his team - couldn't recommend Elephant Advisory more highly!"

Chavy Arora

Our Free Finance Resources

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August 23, 2023

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Finance FAQs

What do our finance brokers in Melbourne do?

A finance broker is your trusted home loan adviser. We bridge the gap between you and the banks to provide the best home loan options and education possible. Unlike staff at a bank, we are not loyal to one lender and are regulated to work in your best interest. From sourcing a pre-approval to settling on your home, building that dream house or refinancing for a better rate; a finance broker is there to help you through all your mortgage options and needs.

Which bank is best for getting a home loan?

We use our list of 30+ banks to help find the best home loan solution for you. The best bank depends on your situation and that’s where we start our discussion; getting to know you better. Our home loan review process factors in 4 key areas; what is the price of your home loan, is it the cheapest, what are your finance needs (interest only, principal and interest, fixed or variable) and finally what is your personal situation? Are you self-employed? Do you need a guarantor? Are you a medical or law professional? All these questions play a part in helping our team of finance brokers find the right home loan solution.

How do I know what size mortgage I can get?

As finance brokers, we are specialists in home loans and borrowing capacity assessments. With 15+ years of experience in finance and working with over 30 banks, we use our internal assessment guidelines and bank calculators to provide an accurate assessment of your lending capacity. This factors in your income, expenses, liabilities and any home loan criteria you need!

What do our Melbourne finance brokers charge for getting you a home loan?

99% of our mortgage brokering clients do not pay any fees. We are regulated by the government to find the best home loan solution for you at no cost (to keep the banks honest!). We get paid by the bank if you choose to settle a loan through them, known as an upfront commission, and then an ongoing trailing commission to help manage your finance needs thereafter. We conduct annual reviews to ensure the home loan is the cheapest and in your best interest until the day it’s gone.

frequently asked questions

Melbourne's Leading Mortgage Brokers

Our Finance Services

Home Loan Pre-Approval

Home Loans

Refinancing

Construction Loans

House & Land Packages

Property Wealth Planning

What Is Our Home Loan Process?

Who do we help?

First Home Buyers

Next Home Buyers

Property Investors

Professionals

Why use us as your trusted mortgage broker?

$210,000,000+

98%

30+

20+

Working with the Best Finance Broker in Melbourne

So why us?

Home Loan Specialists

Long-Term

Service

Reputation

Our 30+ Lender Panel

Speak to Award-Winning Mortgage Brokers

Our Free Finance Resources

Should I get home loan pre-approval before bidding at auction?

Unraveling the Mystery of Inflation: A Deep Dive into Australia's High Inflation and Its Impact on Interest Rates and Households

Which Is The Better Investment: Houses or Units?

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Finance FAQs

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