In this article, we delve into the historical performances of both houses and units to help you make an informed decision when the time comes to purchase an investment property.
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With property prices lifting for consecutive months, the Australian property market has reached a curious junction point. We analyse the question; are property prices finally recovering?
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Many of us associate upgrading with moving into a larger home, but downsizing can also bring great benefits and has helped many people achieve their financial and lifestyle goals. To assist those considering their property strategy, we have created a guide to help you evaluate whether downsizing is the right option for you.
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"For many Australians, the current property market poses a major challenge as rising prices have made it increasingly difficult to find affordable housing, especially for those on tighter household budgets. As interest rates continue to rise, the borrowing power required for traditional property ownership has become even more constrained. As a consequence, investors seeking to enter the market are turning to other property options, which are becoming more and more attractive."
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Imagine that you’ve been a loyal customer of a lender for many years, getting charged a certain interest rate on your home loan. Then, you find that your lender has been offering new customers much better rates whilst slowly increasing the mortgage rate on your home loan. If it sounds like this might be unfair, you aren’t alone.
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Timing can be everything, especially when preparing for one of the most significant financial decisions of your life. Whilst you don’t want to miss out on capital gains or your dream property, there’s nothing worse than exposing yourself to financial hardship.
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Following on from our first list of five affordable suburbs in Melbourne, there are still investment opportunities out there for buyers of all budgets. Whilst many buyers will be priced out of Melbourne’s inner suburbs, the outer suburbs still have plenty of cheap property options available.
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With property prices surging to record highs over the pandemic and the median house price in Melbourne nearing $1.1 million, breaking into the property market is as hard as it’s ever been.
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There are many different home loan options available including your repayment type and the lender you borrow from. Choosing between a fixed or variable rate is one of the most important loan decisions you’ll need to make and will come down to your personal preferences.
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For the majority of us, professional super funds control the investment decisions for our superannuation in return for a fee. However, more than a million Australians instead opt for Self-Managed Super Funds (SMSF); a private super fund that is managed by the members themselves...
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Rentvesting is an investment strategy that allows you to live in an area that suits your lifestyle whilst owning property in an area that suits your budget.
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Earlier this month, borrowers were hit by a 50 basis-point hike in the cash rate; the largest rate rise since February 2000. Sadly, rates are expected to continue rising sharply over the next year or so as surging inflation battles the global economy.
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With the 2022 election behind us, it’s time to look ahead and see what Saturday’s result will mean for the Australian property market. Housing affordability became an important issue on the campaign trail, with both major parties putting forward their own proposals to help soften the blow for first home buyers.
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When it comes to capital growth, the success of an investment property is dependant on the location of your land. Whilst the value of the house itself typically depreciates over time, it's the land that should drive up the price of your property.
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An offset account is a type of savings or transactional account attached to your home loan. The balance of your offset account effectively offsets your outstanding home loan balance, which in turn reduces the interest you owe.
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If you’re planning to buy a second property, the chances are you will need to use the equity on your current home to finance your new purchase.
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"How much property do I need before retirement?" It’s one of the most important questions that every property investor asks themselves. Retirement is the finish line to look forward to after decades of hard work and disciplined saving.
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We all love the thought of a bargain. It’s the reason why we get excited for the boxing day sales or buy the half-price cereal at the supermarket.
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One of the biggest mistakes made by first home buyers and property buyers in general is falling into the trap of underquoting. This is a tactic used by real estate agents with the help of research platforms like realestate.com.au, hoping to swell the interest in a property by attracting a higher pool of buyers.
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It was hard to fathom the property market in 2021. A number of pandemic-led factors propelled Australian property prices to unseen levels of growth - especially in our regional areas.
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2021 was a tumultuous year for property, business and health. As Australia experienced its third and fourth waves of the pandemic, the country also saw its fastest rise in dwelling values over a 12-month period since the 1980’s. An extraordinary 22.1% of growth was observed across the country despite restrictions placed on travel, house inspections and auctions.
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